About
Kingfisher Phoenix Finance exists to make raising capital work the way a business actually works: funding structured around cash flow, deals packaged the way lenders want to see them, and the same broker on the case from application to close.
Kingfisher Phoenix Finance is a commercial finance broker based at Markham House in Wokingham, arranging business and property finance for clients across the UK. It arranges facilities from £10,000 to £2 million, with development schemes structured to the scheme above that.
Every case is handled by the same broker. We take the first conversation, work out what the business or the property can carry, build the pack, put it to the lenders and handle their questions through to drawdown. There is no processing desk behind us and no handover halfway, which is the reason a client never has to explain the same deal twice.
Most of the work is done by phone, video and email, so where you are matters less than what you are trying to raise. Meetings in Wokingham are straightforward to arrange when a deal warrants one.
Three things, in this order, on every case.
A facility is a set of decisions: the amount, the term, the repayment profile, the security and the order the money arrives in. Each one is made against what the business or the property can actually support, including the months that are thin and the dates the tax falls due. A facility built to a template can be affordable on paper and still be the reason a business is refinancing eighteen months later.
Underwriters read cases in a particular order, and they decline the ones that make them work. A pack from here arrives with the accounts and the statements already explained, the security evidenced, and a note answering the questions a credit paper will raise anyway. It is unglamorous work and it is the single biggest thing that separates a case that moves from a case that sits.
Getting an offer is not the end of it. Valuations get delayed, solicitors go quiet, conditions appear that nobody mentioned at the outset. Somebody has to hold the dates that matter and chase the people who are not moving. On every deal here, that is the same person you spoke to first.
Kingfisher Phoenix Finance Ltd is a credit broker, not a lender. The full compliance statement is in the footer of every page, and the complaints procedure sets out what to do if something goes wrong.
Markham House, 20 Broad Street, Wokingham, RG40 1AH
Clients are across the UK and most of the work is done by phone, video and email. Meetings in Wokingham are straightforward to arrange when a deal warrants one.
Tell us what you need to raise, what it is for and when it has to happen. We will come back with how we would structure it and what the pack needs to contain.
