Website Terms of Use

This website is operated by Kingfisher Phoenix Finance Ltd, registered in England and Wales, company number 17209463, with its registered office and trading address at Markham House, 20 Broad Street, Wokingham, RG40 1AH.

By using the website you accept these terms. If you do not accept them, please do not use the site.

Everything on this website is general information about the types of finance we arrange. It is not advice, it is not a recommendation, and it is not an offer of finance or an invitation to enter into any agreement.

Where figures appear, such as facility sizes, terms, loan to value percentages or advance rates, they are indicative market ranges given to help you understand how a product usually works. They are not quotations. Actual terms depend on the lender, the security, your circumstances and the lender's own assessment.

Nothing on this site should be relied on in place of advice about your own position. Any facility we arrange is documented in writing, and it is those documents rather than this website that set out what you are agreeing to.

Kingfisher Phoenix Finance Ltd arranges commercial finance for business and investment purposes. We do not lend our own money. Finance is subject to status and to lender approval, and we do not guarantee that any application will be accepted.

Commercial lending to limited companies and other business borrowers is generally not regulated by the Financial Conduct Authority. Where a requirement falls within FCA regulation, such as some bridging and buy-to-let lending secured on a property you or your family live in, we refer it to an appropriately authorised firm.

We may receive commission or a fee from lenders. Where a broker fee is payable by you, it will be agreed in writing before any work is carried out.

You may view, download and print pages from this website for your own use or for the use of your business in considering finance. You may not republish our content, sell it, or present it as your own.

You agree not to use the site in any way that damages it, interferes with anyone else's use of it, or is unlawful. That includes attempting to gain access to any part of the site or its systems that is not made available to you, and submitting anything through the enquiry form that you know to be false.

The text, layout, design and other material on this site belong to Kingfisher Phoenix Finance Ltd or to the people who licensed it to us, and are protected by copyright. The Kingfisher Phoenix Finance name and logo may not be used without our written permission.

Where we link to another website, it is because we think it is useful. We do not control those sites, we are not responsible for their content or their privacy practices, and a link is not an endorsement of the organisation behind it.

You may link to this website from your own, provided you do so in a way that is fair and does not suggest any association or approval that does not exist.

We try to keep the site available and the information on it current, but we do not promise that it will be uninterrupted or free of errors. We may change, suspend or withdraw any part of it without notice.

Market terms change. A range that was accurate when written may not be accurate when you read it, which is another reason to treat everything here as indicative rather than as a quotation.

We do not exclude or limit our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for anything else that cannot lawfully be excluded.

Subject to that, we are not liable for loss of profit, loss of business, business interruption or loss of an opportunity arising from your use of this website or from reliance on information published on it. This does not affect any liability we owe you under a separate agreement to act for you on a transaction.

These terms are governed by the law of England and Wales, and the courts of England and Wales have exclusive jurisdiction over any dispute arising from them or from your use of this website.

Email admin@kingfisherphoenixfinance.com or write to us at Markham House, 20 Broad Street, Wokingham, RG40 1AH.